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APPLICATION AND SCOPE OF WORK

Want to apply for a loan, access our online application by clicking Apply Now then complete the Scope of Work referenced below

For each property loan, Pagebrook Capital requires a Scope of Work so we can better understand your requirements. Simply click the link titled "Scope of Work" fill in the form, save it to your computer and email it to loanapplication@pagebrookcapital.com

LOAN PROGRAM

​UNDERWRITING GUIDLINES

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  • 1- 4 Units Guidelines

  • 100% asset based

  • Fund as quickly as 3 business days

  • No credit requirements

  • No income verification

  • No financial statements required

  • One month minimum payment

  • Non owner occupied

  • 1-4 Units

  • Lend up to 65% of ARV

  • Subject property must have proper zoning

  • Must use ACH auto draft 

  • Minimum 0-20% down at purchase based on experience

  • Minimum loan amount $15,000

  • If subject property has no active utilities limited 50% LTV

  • Independent 3rd party BPO

  • For renovation loans - scope of work required

  • Extension Available at Discretion of the Lender

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TERMS

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  • Interest Rate: 14% - 18%

  • Term: 180 Days

  • Points: 0- 4% Estimate

  • Admin Fee: $1800

  • Origination Fee: 0-4% Estimate

  • Extension Fee: 3%

  • Doc Prep Fee: $495 Estimate

  • Draw Fee: $250.00 Estimate

  • Loan Pay Off Fee: $250.00 Estimate

Please note: All fees listed above are estimates and the final terms will be discussed with the loan officer.

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